A member is a current staff, former staff, a spouse to and children for a current or former staff of World Vision Uganda, and has a minimum of 64 shares each share costing Ug. shs 25,000/=.
Yes you can if you have flexi savings. Flexi savings means, you make your monthly repayments for the loan plus a mandatory savings amount of 100,000/= and on top of that, you save some more amount of money to cater to your withdrawals in case of need.
When one makes 40% repayment of the current loan and has at least had the loan running for a minimum period of six (6) months.
No. However, you can authorize the SACCo to deduct the minimum share amount from the loan amount before disbursement.
Any land loan requires a guarantor
Currently you can only join KHASAKH SACCO if you have ever worked with World Vision Uganda, or married to a current or former staff of World Vision Uganda or one of your parents is currently working or ever worked with World Vision Uganda
Money markets with Insurance companies
After 6 months of consecutively repaying the longterm loan
Shares money cant be withdrawn to meet the immediate needs of a member they can only be transferred to another member if a member wants to close their accounts with the SACCO completely.
Yes at an interest rate of 12% per year in terms of opening up a medium-term savings account.
Yes it can be a form of short term loan
Insurance benefits in case of death